In Brief - Warranty Direct Car Warranty

With alternative warranties disputes often arise in respect of wear & tear because they incorporate a "wear & tear" exclusion clause. At the time of any claim it is all too easy for the administrator to refuse your claim by saying; "of course it's broken, the car's done 40,000 miles and it's worn out."

Some companies have also started offering the option to pay extra for "premature wear" cover, we believe that such cover does not treat the customer fairly and is a "weasel word". Don't be confused by anyone offering you a warranty which mentions "premature wear"

All Warranty Direct polices protect you against failure caused by wear & tear because parts can fail due to wear & tear at anytime.

Features And Benefits of Warranty Direct Car Warranty

Parts and labour covered

Warranty Direct covers the cost of mechanical and electrical failure. Wear and tear to a covered part and damage to an insured part caused by an uninsured part is also covered. Others exclude such cover so beware inferior imitations! For comparison, we estimate these two items to be worth 40% of your premium.

100 day European cover

Your car is covered abroad for 100 days per year.

Breakdown Recovery

Policy includes up to a maximum contribution of £250 toward recovery cost if breakdown is a result of failure of an insured part and if you do not have cover elsewhere. If you prefer, Warranty Direct's BreakdownCare or BreakdownCare Plus can also be purchased from us at unbeatable prices.

Car hire

Policy includes up to a maximum contribution of £50 per day for up to 7 days car hire if your car cannot be fixed in first 24 hours if a breakdown is a result of failure of an insured part and if you do not have cover elsewhere.

Emergency travel

Policy includes up to a maximum of £250 towards the cost of alternative travel (coach, train etc.) if your car cannot be fixed in first 24 hours and breakdown is a result of failure of an insured part and if you do not have cover elsewhere.

Overnight Accommodation

Policy includes up to a maximum of £250 towards the cost of overnight accommodation if your car cannot be fixed in first 24 hours and breakdown is a result of failure of an insured part and if you do not have cover elsewhere.

Cover from day one

Sudden and unknown/unexpected failures are covered from the day your policy starts. Others implement exclusion periods! Study the small print!

Instant claims authority

Your selected garage will call us for immediate claim authorisation.

Direct settlement with garage

If you select a member of our approved network for repairs we will settle agreed payments with the garage. Otherwise, we will settle with you directly.

Your choice of garage for servicing and repairs

Tell us when buying whether you want to take your car to a network garage or a franchised dealer/non-network garage for future repairs. Our experience of many different types of garage leads us to recommend independents for all our work - but the choice is yours.

Failure of timing belts, when failure is within manufacturer's guidelines

As long as you have, or have had, your timing belt changed at the recommended interval failure of the belt and resulting damage is covered.

Details Of  Warranty Direct Car Warranty

If your vehicle has a mileage of less than 60,000 we will pay the full cost of parts and labour. For vehicles over 60,000, the table below shows the percentage we will pay depending on the vehicle's mileage at the time of breakdown. We always pay the labour cost in full.   

Our simple chart let's you know exactly where you stand from day one, avoiding dispute and annoyance on your part. Some companies will cover you against wear & tear and then exclude 'normal deterioration' - watch the small print.

A good example of a wear related failure is a failed water pump, which is as a result of worn bearings. This type of claim will be rejected by a warranty policy that does not cover failure caused by wear & tear.